Overview
Overview
O’Hagan Meyer advises and defends insurers in complex insurance coverage disputes, bad faith litigation, and high-exposure claims across a broad range of industries and policy types. Combining deep litigation experience with a practical understanding of insurers’ business objectives, we help clients assess risk, navigate coverage obligations, and resolve disputes efficiently and strategically.
Our attorneys work with carriers from the earliest stages of a claim through litigation, appeals, and final resolution. We provide candid coverage analysis, claims handling guidance, and defense strategies informed by clients’ risk tolerance, cost considerations, regulatory obligations, and long-term business impact. We regularly advise on matters involving general liability, professional liability, directors & officers, errors & omissions, construction defect, environmental, and other specialized coverages.
We have successfully represented insurers in disputes involving:
- Coverage and declaratory judgment actions
- Alleged bad faith and unfair claims handling practices
- Duty-to-defend and duty-to-indemnify disputes
- Reservation of rights issues and coverage position challenges
- Claims alleging unreasonable denial, delay, underpayment, or failure to investigate
- Failure-to-settle allegations and excess verdict exposure
- Extra-contractual, consequential, and punitive damages claims
- Alleged violations of unfair claims practices statutes and consumer protection laws
- Policy interpretation, ambiguity, and drafting issues
- Construction defect, environmental, catastrophic loss, business interruption, and other high-severity claims
- Coverage disputes involving professional liability, D&O, E&O, commercial liability, and specialty insurance products
Beyond litigation, we counsel insurers on policy language, representations and warranties, claims handling procedures, internal communications, regulatory compliance, and evolving jurisdiction-specific standards. Our approach emphasizes early risk assessment, careful evaluation of claims records, strategic use of experts when appropriate, and defenses grounded in policy language, governing law, and industry standards.
Clients turn to O’Hagan Meyer because of our insurance coverage experience and substantial trial and litigation capabilities in areas including construction, transportation, employment, class actions, and other complex disputes that frequently drive coverage disputes. That broader perspective enables us to evaluate not only the immediate claim, but also the operational and financial implications for insurer clients. We deliver sound advice and trial-ready advocacy focused on reducing exposure, controlling costs, and protecting our clients’ long-term business interests.
